humana medical insurance

A Choice of Individual Health Plan Options

HumanaOne offers two health plan options: an Individual Health Plan and an HSA-qualified High Deductible Health Plan. Both plans offer a variety of annual deductible levels to fit the individual's budget.

To choose a plan, prospective members should consider how much they spent in the past on premiums, copayments, coinsurance, and prescription drugs.

About our Individual Health Plan

The HumanaOne Individual Health Plan includes coverage for preventive care, hospitalization, and emergency services. Members can also choose from the following benefit options to enhance their Individual Health Plan:

• Zero deductible prescription option – Pharmacy benefits begin immediately without having to meet a separate prescription drug deductible.
  
  
• Office visit copayment option* – In-network office visits for illness or injury are paid at 100 percent after a copayment (limited to four visits per year, except in AZ and UT).
  
  
• Maternity benefit* – Provides coverage for pregnancy and newborn well-baby services. A waiting period applies.
  
  

*Can vary by state and/or health plan.

About our HSA-Qualified High Deductible Health Plan

The HumanaOne HSA-Qualified High Deductible Health Plan (HDHP) may be the right fit for individuals who want coverage in case of a serious illness or injury. With the HDHP, members have the comfort of knowing they're covered.

Members can combine their HDHP with a Health Savings Account (HSA) to save money for health expenses. Contributions to an HSA are tax-free, grow tax-deferred, and earn interest.

This page provides a partial list of benefits. Limitations and exclusions apply. Plans are subject to underwriting.

HumanaOne Individual Health and Life Plans are insured by Humana Insurance Company, Humana Health Plan, Inc., Humana Insurance Company of Kentucky, Humana Health Benefit Plan of Louisiana Inc., or Humana Health Insurance Company of Florida, Inc. Dental benefits underwritten by HumanaDental Insurance Company. In Kentucky, The Dental Concern Inc (TDC).

For AZ and TX residents: Insured by Humana Insurance Company

Limitations and exclusions apply.

Inaugural Poem

A Rock, A River, A Tree
Hosts to species long since departed,
Marked the mastodon.

The dinosaur, who left dry tokens
Of their sojourn here
On our planet floor,
Any broad alarm of their hastening doom
Is lost in the gloom of dust and ages.

But today, the Rock cries out to us, clearly, forcefully,
Come, you may stand upon my
Back and face your distant destiny,
But seek no haven in my shadow.

I will give you no more hiding place down here.

You, created only a little lower than
The angels, have crouched too long in
The bruising darkness,
Have lain too long
Face down in ignorance.

Your mouths spilling words
Armed for slaughter.

The Rock cries out today, you may stand on me,
But do not hide your face.

Across the wall of the world,
A River sings a beautiful song,
Come rest here by my side.

Each of you a bordered country,
Delicate and strangely made proud,
Yet thrusting perpetually under siege.

Your armed struggles for profit
Have left collars of waste upon
My shore, currents of debris upon my breast.

Yet, today I call you to my riverside,
If you will study war no more. Come,

Clad in peace and I will sing the songs
The Creator gave to me when I and the
Tree and the stone were one.

Before cynicism was a bloody sear across your
Brow and when you yet knew you still
Knew nothing.

The River sings and sings on.

There is a true yearning to respond to
The singing River and the wise Rock.

So say the Asian, the Hispanic, the Jew
The African and Native American, the Sioux,
The Catholic, the Muslim, the French, the Greek
The Irish, the Rabbi, the Priest, the Sheikh,
The Gay, the Straight, the Preacher,
The privileged, the homeless, the Teacher.
They hear. They all hear
The speaking of the Tree.

Today, the first and last of every Tree
Speaks to humankind. Come to me, here beside the River.

Plant yourself beside me, here beside the River.

Each of you, descendant of some passed
On traveller, has been paid for.

You, who gave me my first name, you
Pawnee, Apache and Seneca, you
Cherokee Nation, who rested with me, then
Forced on bloody feet, left me to the employment of
Other seekers--desperate for gain,
Starving for gold.

You, the Turk, the Swede, the German, the Scot ...
You the Ashanti, the Yoruba, the Kru, bought
Sold, stolen, arriving on a nightmare
Praying for a dream.

Here, root yourselves beside me.

I am the Tree planted by the River,
Which will not be moved.

I, the Rock, I the River, I the Tree
I am yours--your Passages have been paid.

Lift up your faces, you have a piercing need
For this bright morning dawning for you.

History, despite its wrenching pain,
Cannot be unlived, and if faced
With courage, need not be lived again.

Lift up your eyes upon
The day breaking for you.

Give birth again
To the dream.

Women, children, men,
Take it into the palms of your hands.

Mold it into the shape of your most
Private need. Sculpt it into
The image of your most public self.
Lift up your hearts
Each new hour holds new chances
For new beginnings.

Do not be wedded forever
To fear, yoked eternally
To brutishness.

The horizon leans forward,
Offering you space to place new steps of change.
Here, on the pulse of this fine day
You may have the courage
To look up and out upon me, the
Rock, the River, the Tree, your country.

No less to Midas than the mendicant.

No less to you now than the mastodon then.

Here on the pulse of this new day
You may have the grace to look up and out
And into your sister's eyes, into
Your brother's face, your country
And say simply
Very simply
With hope
Good morning.